Tag Archives: College

3 Interesting College Stats

How you approach this whole “college” thing is a big deal. The decisions you will make are some of the biggest ones you have had the opportunity to make so far. They will also stick with you for a long time to come. How you think about college is important.

Here are some quick but interesting stats about what others think about college.

The Most Popular Degree

1. According to Pew Research most people are choosing to study business, 20.5% to be exact. Business has been the most popular bachelor’s degree since 1980. Before that it was education.

How Long You Go

2. Another interesting fact is that most students are choosing to attend college longer. 60% of students are taking 6 years to complete their bachelor’s degree rather than 4 years.  Less than 40% of students graduate “on time.”

What You Major In

3. Students who choose to major in science or engineering are the most likely to say that their degree prepared them for the job they really wanted.

That’s it, short and sweet. I’ll let you interpret the data however you like. In fact what do you think? I have some ideas but I’d really love to hear what you think these stats can tell us if anything.

 

 

Source: http://www.pewresearch.org/

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How to Graduate College Debt Free

Disclosure

In full disclosure let me start this post by saying I did not graduate college debt free. I didn’t learn this stuff until it was too late. The advice I’m about to give you is the advice I wish I would have been given in high school.

You don’t need to follow the herd. You’re not a sheep. Break out of the mold. A lifetime of student loan debt is not mandatory for a successful career.  I want you to be fully informed so that you can make the best possible choices for your future. So here goes, 3 simple ways to graduate debt free.

InsanityMoney

Student loan debt is a real problem. It’s crazy. It’s out of control. At 18 years of age I had no business taking out tens of thousands of dollars going into debt for a private college education I really couldn’t afford. But this is happening every day to a bunch of people across the country.

Close your eyes and imagine this scenario with me (wait, you’re reading this, so don’t close your eyes… just imagine).

An 18 year old guy walks into a bank and asks for a loan, we’ll call him Jimmy.

Jimmy: Hello Mr. Banker, I’d like to borrow some money.

Banker: Alright, how much would you like to take out?

Jimmy: Hmmm…. how about $75,000?

Banker: Okay, let’s see what we can do for you.  Do you have a job?

Jimmy: Nope.

Banker: Do you have any assets?

Jimmy: Nope.

 Banker: Do you have a high credit score?

Jimmy: Maybe, what’s a credit score?

Banker: Well Jimmy, a credit score is a 3 digit number generated by a mathematical algorithm using information from your credit report. It helps us predict risk and determine the likelihood that you will be able to fulfill your credit obligations and pay back your debt.

Jimmy: Oh. Then no, no I don’t.

Banker: Okay Jimmy, let me just run some numbers here…. alright finished. Congratulations Jimmy! You’re approved.

Absurd, right? Of course you wouldn’t loan some 18 year old bum with no job, no assets, and no credit score that kind of money.  But it happens every day, and it’s called student loans.

With massive amounts of students taking on massive amounts of debts each year, it’s no wonder we’re in the midst of a student loan crisis. Our nation currently has over 1 trillion dollars in outstanding student loan debt. That is a lot of money. Now combine that with the fact that the cost of college is consistently increasing way beyond normal inflation rates and hopefully you’re starting to understand the gravity of the situation.

Student loans are becoming a rather large problem.

Graduating College Debt Free

So what can we do about it? More importantly, what can you do about it? Well, let me make three simple suggestions on how you can make a stand against student loans and graduate debt free or at least with significantly less debt than most.

 

1. Selection

Where you go to college is important. A lot of people are willing to enter into a life time of debt all for the sake of going to a prestigious university. Let’s be real. You’re not rich (yet) and it’s not worth it. Go to a college you can afford.

Trust me.

It might not be as glamorous, but employers don’t care where you went; plus what’s more glamorous than not being broke and having to live in your parents’ basement after graduation?

2. Work

Work is good. Having a job in college will not cause you flunk out. In fact, the opposite is more likely to be true. A study done in 2012 by the United States Bureau of Labor Statistics found that students who worked up to 20 hours a week got better grades than students who did not work at all.

College is not adolescence continued. It’s a new chapter in your life.  The college experience is not a transition into adulthood, it is adulthood. It’s time to grow up.  Working is a part of adulthood, therefore work should be a part of the college experience.

Working in college will help you with developing a consistent schedule and it will teach you incredibly important things like balance, time management, prioritization, and other real world skills.

But, in this post we are talking about graduating debt free, so let’s not forget the fact that working throughout college will significantly lower the amount of aid you will need. Just pretend that free loan money was not available to you and that working was your only option.

3. Scholarships

While you are still in high school scholarships, should be your main focus. Treat scholarship searching like a part-time time job. Spending just 10 hours a week completing scholarships could yield a whole lot more money than working at the local fast food restaurant. During summer vacation kick it up a notch. Work on scholarships 20 hours a week and that still leaves you plenty of time for volunteering, vacations, or working.

Just a quick example of how working on scholarships can easily pay more than a summer job…

A student working 20 hours a week for 10 weeks (average summer vacation) at $7.50 an hour will make approximately $1,500 over the course of the summer. (20 x 7.5 x 10 = $1,500)

A student working 20 hours a week for 10 weeks could easily complete 40 (or more) scholarship applications. If the student was awarded only 10% of those scholarships and if those scholarships were a modest $1000 each the student would make $4,000 over the summer.

This example is a very conservative example. With that amount of time the student could have easily looked up a lot of high potential scholarships and devoted a lot of effort into them. Remember, scholarships can range from $100 up to a full ride. If you spent your whole summer working on scholarships and could earn a full ride, you would be making considerably more than a part-time fast food job.

There are a lot of other unique and creative ways to avoid racking up big student loans, share your ideas below.

 

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Why Being a Poser will leave you Broke

Honesty

Can we be really honest for just a minute? I have a question for you.

Are you a poser?

I’m guessing most of you know what a poser is, but if not, here’s what Google says…

Poser

Posers

So by Google’s definition, I’m guessing we’re all posers from time to time. Honestly, who doesn’t try to use money to impress others in some way or another? We buy clothes that may be just a little out of our price range. We drive nicer cars than we can afford so we lease them or take out loans. We buy dinner for our friends knowing that it’s going hurt later. Heck, even our cell phones say something about our status so we pay whatever we have to for them even if it costs us an arm and a leg.

Impressing other people isn’t cheap.

Sometimes we even feel such a strong need to impress others that we do it at great financial harm to ourselves. Take college selection for example.

As students start looking at colleges and begin to decide where they want to go, they have to process a lot of important school information: location, transportation, degrees offered, tuition costs, room and board costs, financial aid packages, work opportunities, etc.

The Elusive Prestige

Of course these are all really important and really smart things to be thinking about. But here’s the deal, 18 year olds aren’t only thinking about those things. If you’re going to college soon, chances are you’re thinking about less tangible, less quantifiable things; things like the culture of the school, the “fun-factor”, and how prestigious the school is.

A lot of high school seniors (and their families especially) are really concerned about that last one; prestige. Again, we turn to Google…

Prestige

Prestige is really, really important to a lot of students and their families when choosing a college. It’s as if certain colleges seem to be able to offer a higher level of esteem, respect, and status to their graduates. Highly esteemed colleges produce better quality graduates that are more desirable in the marketplace, right?

Certainly if employers knew you went to one of these highly respected schools they would be much more likely to offer you a job over the common shmuck that went to the community college down the road, right… right?

Well, probably not.

Honestly, employers are really not all that concerned with where you went to college. There are of course some careers that are an exception to this rule, but they are certainly not the norm. The truth is after you graduate college the only person who cares about where you went to school is you.

“Only the Best” Mentality

You’ve probably heard that you have to get into the best possible school that you can. This is taught to students all the time from teachers, counselors, and family members. Let me be the first to tell you, It’s not true. It sounds great but its horrible advice.

Better advice would be that you have to get into the best possible school you can realistically afford and that offers the best return on investment.

Just because you get accept to a prestigious school doesn’t mean you can afford it. It also doesn’t mean you should take out a life time of student loans to go there.

You really have to think these things through.

The kindergarten teacher who graduated with $150,000 in student loans isn’t going to be getting paid any better than the teacher who graduated with $10,000 in student loans. Remember, the only person who cares where you went to school is you.

So before you decide to sign on the dotted line and agree to take out a massive student loan in order to get into that super cool school, think about your motives. Who are you really trying to impress? Is their brief and passing admiration worth it? How super cool will it be when you have to pay $600 a month in student loans until you’re 40? How prestigious will it be when you have to move back into your parent’s basement after graduation because you’re broke?

Think about it. That’s all I’m asking.

As a guy who graduated from a rather expensive private university with a degree in education, I feel like I have a pretty decent understanding of this whole idea of getting a good return on investment for a college degree. I learned the hard way though. I spent too much plain and simple. I didn’t learn that until years later though.

So tell me your story. I’d love to hear your thoughts on this issue. Comment below to share.

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How to get out of Admitting that you Dropped out of College

And the winner of this week’s “How to get out of admitting that you dropped out of college like a pro” competition is…

College is quite often a key step in the path to a successful career. Some of you will choose to go to college because it is the best way to get the career of your dreams. A lot of you will go because you don’t know what else to do. Even more of you will choose to go because of pride, pressure, obligation, and of course because only slack-jawed yokels don’t go to college.

That being said, I feel really bad for this girl.

Yes, Danielle Shea made some mistakes…

…like not telling her mom that she dropped out of college. And maybe she shouldn’t have pretended to be in college and continued taking her mom’s tuition money for her whole senior year. She also probably shouldn’t have dressed up and pretended that she was graduating at the commencement ceremony. Of course the multiple bomb threats to try and cancel the ceremony were also probably not the best idea. But what else could she have done!? She wasn’t in the bulletin and they weren’t going to call her name out as a graduate and all of her family was going to be there to see her and she didn’t know what else to do!  Police

Okay, so she made a lot of mistakes.

But isn’t it sad that people feel this kind of pressure to stay in school despite the fact that it probably isn’t the best fit for them. The idea that if you don’t get a degree you are a failure is crazy. This mentality causes people that shouldn’t go to college to go anyway and it often causes the people that should go to college to feel entitled.

College is a tool, a really important tool for a lot of people; but, a tool nonetheless. Your college degree doesn’t define you and it doesn’t entitle you to success.

Bottom line, Danielle Shea has demonstrated for us one heck of an option for how to get out of admitting that you dropped out of college… another option is to just do it. But hey, it’s your call.

Thoughts? Comment below.

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Education: Return On Investment

RROOII

A New Age

There was a time in history when a college degree would guarantee you a successful and profitable career. If you had a degree you enjoyed a nice big paycheck to go along with it. It was easy; a degree meant more money plain and simple.

That time has passed.

Sorry.

This is a new era. It is the age of college graduates who work at Arby’s. This is the age of graduate students who live in their parent’s basement. This is age of realization. It is a rude awakening. People are starting to realize that a degree isn’t the magic ingredient it used to be. A lot of the time it is necessary, but it is not enough. You can no longer flash a degree at an employer and expect money to be thrown at your feet.

A degree is a tool to help you shape your future. It’s a very expensive tool, but a tool nonetheless. Now, more than ever, it’s important to look at a degree as an investment in your future. When you look at an investment the one thing that simply cannot be ignored is the return on that investment.

What is ROI?

ROI (Return on Investment) is a performance measure used to evaluate the efficiency of an investment or to compare the efficiency of a number of different investments. Or more simply put, it’s what you’ll gain or lose from an investment.

An Example

If you look at a degree as an investment (which it is) then obviously some will yield a higher ROI then others. Let’s use the teaching profession as an example.

Two students from rural Indiana decided to follow their passions and become teachers. They both planned on returning to their home town to teach kindergarten in one of the local schools. They both got exceptional grades in high school and got great ACT and SAT scores. They had nearly every college and university available to them.

The first student applied to as many prestigious schools as she could.  She decided to go to a very competitive out of state college. She did not receive nearly as much financial aid or scholarship money attending this university. The degree was exceptionally expensive, but because she was accepted by such a prestigious school she thought she would be cheating herself if she didn’t go there.

The second student decided to go to a local community college. The college was small and fairly inexpensive. Because of her grades she was able to get some decent scholarships from the school. The school was not very well known, but she didn’t mind. The campus was close enough that she could live at home and because of that and her scholarships she didn’t need to take on any student loan debt to get her degree.

Upon graduation both student graduated with honors and were able to return to their home town and easily get a job teaching kindergarten in one of the local elementary schools.

Which student had the best return on investment from their degree?

Obviously the second student had the best return on investment. She was able to graduate without debt and start at the same salary as the first student who took on massive student loan debt to do the same thing. Both are going to be making about the same amount of money. Both are going to be kindergarten teachers. Both ended up in the same place, one just spent a lot more to get there. A quality education is important, but you shouldn’t be bankrupting your future to get it.

Earning Potential

You have to think about the earning potential of a degree. Why would a local elementary school in rural Indiana pay significantly more to hire an Ivy League grad than someone else with the same degree from a local college? Answer: they won’t.

There are a lot of noble and humanitarian careers that pay horribly. I would (almost) never discourage you from pursuing a career in one of those fields. They’re good jobs, but spending hundreds of thousands of dollars to get a job making $30,000 a year just doesn’t make sense. If you want to be a teacher, social worker, or some other equally underpaid profession, then you need to be realistic about how much you should invest in your degree (hint: less is better).

On the other hand, if you really want to impress people with you’re really expensive and prestigious degree then by all means ignore everything I’ve just written. I’m sure your co-workers won’t be able to get enough of your stories about how you went to an expensive Ivy League school.

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The Most Expensive Degree Ever

48%

The Most Expensive Degree

Do you know what the most expensive degree you can get is? I’ll give you a hint, it isn’t medicine. No, it isn’t law either. Fine, I’ll give you another hint; it’s one of the most common degrees in America; in fact, 48% of all college graduates have this type of degree.

Give up?

Okay here it is. The most expensive degree is…

(Drumroll please)

…the degree you don’t use.

That’s right; the degree you don’t use is the just about the most expensive degree you can get.  I recently read an article on Forbes that stated that 48% of bachelor level college grads in the U.S. are working in jobs that don’t even require a four year degree. That’s almost half of all college graduates that went to college and got a degree only to ignore it completely.

It makes sense though.

At 18, high school students are being ushered into the higher education system with very unclear plans for their future. Honestly, how much time do you think most students get to spend with their guidance counselor?

How much did you spend with one?

Have a Plan

A lot of young adults are getting ready to head off to college without knowing what they want to do.  They are going because it’s the path of least resistance or maybe they are going because they’ve been told it’s the key to success. They are kind of right. A degree is important, but it’s not the key to success it’s a key to success, and it’s only a key to success if it aligns with your passions and your talents and if you have thought of a feasible way to make money using the degree after you get it.

You don’t want to be one of the 48% of graduates who spent 4 years and a boat load of money on a degree you aren’t going to use.  Have a plan in place. Identify your passions and talents. Choose a degree that is necessary to get you to where you want to be. Spend some time thinking about what you want to be doing with your life before you start filling out college apps.

There’s no such thing as too early to start planning for your future.

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Dual Enrollment in High School

If you know that your career path includes going to college then why not consider dual enrollment? Ever heard of it? Dual enrollment allows you to earn college credits while still in high school. It’s great for students who want to kill two birds with one stone and get both college and high school credits at the same time.  Dual Enrollment

Five Benefits of Dual Enrollment

1. Exposure to College

Dual enrollment allows you to experience what college level classes will be like. It can help you understand what to expect when you are in college full time.

2. Saves Money

Earning college credits in high school can help you to graduate faster. As an incoming freshman you may not have to take a lot of the entry level classes. College is expensive. Getting through it faster is a great way to save you money.

3. Cures Senioritis

Senioritis, if you didn’t already know, is when a senior loses interest in school and checks out mentally. One way to fight senioritis is to challenge yourself by taking college level courses. It can help you to renew your sense of purpose and increase motivation at a time when it may be a struggle for you.

4. Builds Confidence

Taking college courses in high school can help you to build confidence. Once you start passing college level courses you will feel like you are able to conquer the world.

5. Previews the School

Hope fully as a junior or senior in college you’ve already taken a few college tours. Maybe you’ve spent some time visiting campuses or even spent the night. Taking college courses gives you yet another view of the college and will help you make a better decision about which school to choose.

How to Get Started

Sounds great right? So how do you get started? Well, most of the time it’s as simple as visiting the websites of your local community colleges.  On their websites they will have a section for high school students looking to enroll in their dual enrollment programs. Usually you will have to submit your official high school transcript and fill out an application.

Share

Have you ever taken a dual enrollment class? What did you think? What did you gain from it? If you haven’t taken one and you’re in high school do you plan on taking one? Share your thoughts.

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Should I Live at Home or on Campus?

Home vs Dorm

To Dorm or not to Dorm, that is the Question

So you’re going to a local college. It’s close enough to live from home, but you could also live on campus if you wanted to. This is your first chance to live independently. Should you take it? You’ve been sleeping in the same room since you were 2 and now’s your chance to finally get out on your own. Living in a dorm is at the heart of the college experience. It’s where life-long friendships are made and world renowned fun times are waiting to be had. Yes, it’s going to be expensive but it’s all part of the college experience right?

But wait.

On second thought, do you really have to move out? Your room is nice. It’s free. It’s bigger than a large closet. It has carpet that isn’t just 9 different shades of stains. It’s yours. It already has all your stuff in it. It has a fully stocked kitchen at the bottom of the stairs. The laundry machine doesn’t take quarters. It doesn’t sound like a rock concert 24/7.  Oh, and did I mention it’s free?

Pros and Cons

Now you’re faced with a tough decision, “should I live at home and save a few bucks, or should I live in the dorms and get the full college experience?” Let’s look at the pros and cons of each.

Living in the Dorms

Pros:Dorms

Convenience: When you live on campus you can walk to classes, cafeterias, computer labs, libraries, and any other buildings you might need to go to. There’s no driving time or worrying about a vehicle.

Ease: Living on campus is very easy. You don’t have to worry about the bills. You don’t have to worry about utilities, rent, or grocery shopping. Everything is taken care of for you.

Social life: Living in the dorm is a great way to make new friends. You will be constantly surrounded with other people your age and will have a lot of opportunities to meet new people and establish new friendships.

Exposure: Living on campus will bring about a new level of exposure and will enable you to learn from people who come from different walks of life. Being surrounded by so many new people can provide opportunities to make valuable connections and learn new interests and passions.

Cons:

Less Privacy: If you like having time to yourself and need a lot of personal space, then living in the dorms can be a real challenge. You will have to share your bedroom, your bathroom, and your living spaces. There will be almost no privacy.

Small Rooms: You’re dorm room probably won’t be nearly as nice as your bedroom at home. Dorm rooms are usually tiny and you will have to really limit what you keep with you at college.  You may have to buy new (smaller) furniture to be able to live in your dorm.

Difficulty Studying: The huge increase in social activities and being constantly surrounded by friends can often force high achieving students to lose their academic edge. Some student’s grades drop dramatically due to difficulty focusing and not being able to personally enforce good study habits among the distractions.

Exposure: You cannot control your environment when living on campus. You may find yourself constantly surrounded by people with drastically different world-views than your own. Dorms are often full of activities that may go against your beliefs or that might make you feel uncomfortable.

Costs: Living in the dormitory can be expensive. This cost is usually wrapped up with the student’s loans and it’s easy to forget about them. Living at home is much, much cheaper.

Living at Home

Pros:Home

Independence: Living at home doesn’t always mean less independence. A lot of dorms have strict rules that students must live by while living on-campus. These rules are nonnegotiable. Living at home allows you to establish those rules with your parents. You can be a part of the discussion on how to best increase your independence as you transition from high school to college.

Increased Privacy: Living at home can provide greater levels of privacy. Chances are you won’t be constantly surrounded by other students at home. Chances are there won’t be parties 24/7 either.

Improved Grades: When you live at home you will be studying in the same environment that you did in high school. It will be a very smooth transition. There are a lot less distractions at home and you can have a greater amount of control over what distractions you allow in your life.

Social Life: When you live at home you can still have a great social life, and as a bonus benefit, you can have it on your own terms. Living at home allows you to go out and engage in social activities with friends and then take a break when you need to focus on your studies.

Control: Living at home allows for a greater amount of control of your surroundings. If you don’t like a situation on campus or feel uncomfortable, you can easily remove yourself from that situation. You also can choose the types of people you will surround yourself; and as you know, people tend to become like those they surround themselves with.

Costs: Living at home is cheap if not free. Who doesn’t like free?

 Cons:

Independence: You may feel like staying home during college is cheating you of a valuable experience. It is easy to feel like you aren’t really living independently while living at home.

Transportation: Driving to and from school takes up time. It also costs money and requires that you have a reliable vehicle or mode of transportation.

Isolation: Developing connections is an important benefit of attending college. If you tend to isolate you may miss out on some important connections living at home.  But remember, you don’t need to become a party animal. Being an introvert is not a bad thing.

Decisions

It’s a really big decision, but like most decisions it isn’t just option A versus option B.  You have more options than choosing between the college-experience or saving money. There are a ton of different options.

Maybe you will…

  • Live at home for a couple years and then finish on campus.
  • Live at home, but spend the majority of your time studying on campus.
  • Live on campus, but go home on the weekends to be alone or catch up on projects.

Don’t Forget

You need to remember why you’re going to college. Is it to make friends and live it up? Do you really need to pay for that experience? If you think about it that way it sounds kind of lame doesn’t it. But, that’s exactly why a lot of students decide to live on campus, so they can make new friends be a part of the scene. Imagine that scenario outside of the whole college experience mentality. “Can I give you a bunch my money and in return you let me hang out with you and go to cool parties?” Lame.

What would you do with an extra $30,000 at your college graduation? If you can save room and board fees of $7,500 a year over four years you have a nice chunk of change at graduation.

As someone who lived at home, on campus, and in my own apartment during college, I can say without hesitation that living at home is by far the most cost effective and easiest. My social life wasn’t hurt in the slightest by living at home and I was able to give my full attention to my studies. Dorms are expensive. Apartments are even more expensive.  Home is free.

If cost isn’t an issue for you and you really feel the need to live on campus, then go for it and enjoy. But, whatever you end up choosing make sure you choose it because it is what’s best for you.  Don’t simply take the path of least resistance. Don’t follow along blindly doing what everyone else is doing. Figure out what you need to do to get you where you want to be and do it. Be creative, remember normal is mountains of student debt and a degree you probably won’t use.

Don’t be normal.

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How NOT to Pay for College

There are many ways not to pay for college, this is one of them.

That is all.

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Free College

How would you like to go to college for free? No, I’m not talking about getting a full ride athletic or academic scholarship. I’m also not talking about college being free to you thanks to mom and dad’s 529 college savings plan. I’m most definitely not talking about college being free today thanks to student loan debts tomorrow.  I’m talking about going to a four year accredited university completely tuition free.Free College

Free college.

 It sounds mythical, almost like a fairy tale doesn’t it? Unicorns, leprechaun’s gold, big-foot, cold fusion, free college.  The words free and college shouldn’t even be able to coexist in the same sentence.  But, with the cost of a college education rising at over twice the rate of inflation, it’s seems like a pretty reasonable thing to look into. 

As a side note I will be sharing how to find a leprechaun’s pot of gold in a future post.

College of the Ozarks

Back to getting a free college education. Although it sounds too good to be true, there are a few accredited colleges that are completely free to students. Really, there are.  For example the College of the Ozarks offers a four year education at no cost to their students.  This excerpt from their site explains it pretty well.

“Each student participates in the on-campus work program for 15 hours per week and two forty-hour work weeks. Earnings from participation in the work program, plus any federal and/or state aid for which students qualify, plus a College of the Ozarks Cost of Education Scholarship combine to meet each student’s full tuition charge.”

Or if you’re a visual person, it breaks down like this:

Cost of Education: $17,900
College of Ozark Work program: -$4,116
College of Ozark Cost of Education Scholarship: -$13,784

Total Cost to Student: $0.00

Curtis Institute of Music

Another college, the Curtis Institutes of Music also comes at no cost to the student. Here is what they have to say:

“Since 1928 Curtis has maintained an all-scholarship policy. The Curtis Institute of Music provides merit-based full-tuition scholarships to all undergraduate and graduate, students, regardless of their financial situation. For the 2013-14 school year, the annual value of this scholarship was $37,600 for undergraduate students and $50,100 for graduate students. These scholarships are renewed each year of a student’s enrollment. No financial aid application is required for the full-tuition scholarship.”

Berea

Berea is yet another example of a college offering a free education. All individuals admitted to Berea get a full four year tuition scholarship. According to their website, for most students, the 4-year tuition scholarship amounts to nearly $100,000.  How do they do it?

We are able to provide this level of financial assistance due to the generous support of alumni, friends, organizations, and others who believe, as we do, that a student’s income should not dictate their outcome. So when you enroll at Berea, your scholarship will be provided by people you don’t even know who believe in your potential—and who know that Berea is well-positioned to help you realize that potential.”

 These colleges are not alone. There are others that offer similar deals to their students. Is this the norm? Definitely not!  To be honest, it can be very difficult to get into some of these colleges. Curtis is an exceptionally elite school. Berea and Ozarks also have very limited availability.  But there are other options available for a free education.

 West Point and other military academies offer tuition free education; however, you do have a required period of service following graduation.  Here are some other examples of tuition free colleges:

Alice Lloyd College
Webb Institute
Deep Springs College

College doesn’t have to be a massive financial burden to you. There are ways to go to college without taking on a ton of student loan debt. Time spent looking into alternatives is not time wasted.

 

 

 

 

 

 

 

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